Welcome to the online insurance platform of RSA.
From instant quotation, application to policy delivery, you'll enjoy the utmost convenience in taking out your desired protection to keep you moving!
歡迎使用皇家太陽聯合保險的網上保險平台。
從即時報價、投保以至發送保單,均可輕易辦妥,讓您安心獲得所需保障。


(the "Broker") is remunerated for its services by the receipt of commission paid by Royal & Sun Alliance Insurance plc, Hong Kong Branch. Proposer's agreement to proceed with this insurance transaction shall constitute the proposer's consent to the receipt of commission by the Broker.

(「保險經紀」) 藉向皇家太陽聯合保險有限公司收取的佣金,作為其所提供服務的酬金。投保人同意進行是項保險交易, 即構成申請人同意保險經紀收取佣金。




NOTICE OF NOVATION

IMPORTANT - THE CONTENTS OF THIS NOTICE MAY AFFECT THE TERMS OF YOUR POLICY

This notice is jointly issued by Royal & Sun Alliance Insurance plc (“RSA”) and Allied World Assurance Company, Ltd (“Allied World”).

Thank you for insuring with RSA.


RSA has reached an agreement to transfer its general insurance business in Hong Kong, including the policy you are applying for or renewing, to Allied World. For more information on the transfer, please visit RSA's website at http://www.rsagroup.com.hk/btaw.

All policies issued by RSA will be transferred to Allied World either:

  • under a statutory transfer mechanism, as provided for under the Insurance Companies Ordinance (Cap. 41, Laws of Hong Kong) (the Statutory Transfer); or
  • with the agreement of each customer under the relevant policies.

The Statutory Transfer is subject to certain conditions being met, including the approval of the Insurance Authority of Hong Kong. Under both forms of transfer, Allied World will take RSA’s place under the terms of the relevant policies, and Allied World will become responsible for providing the insurance cover and handling claims under the relevant policies instead of RSA.


Your Agreement

If you apply for or renew a policy that is issued or renewed (as the case may be) by RSA on or before the Statutory Transfer process commences (which is expected to be in early January 2015), your policy or renewed policy will be included in the Statutory Transfer.


If instead you apply for or renew a policy that is issued or renewed (as the case may be) after the Statutory Transfer process commences, your policy or renewed policy will not be included in the Statutory Transfer and will instead be transferred to Allied World with your consent. In such circumstances, you agree that RSA may transfer all of its rights and obligations under the policy to Allied World.

In either case, the transfer will take place on the same day, and a notice confirming the date of the transfer to Allied World will be sent to you as soon as possible after the transfer.

From the date of the transfer, Allied World will become the insurer under the terms of each relevant policy, and Allied World will be responsible for providing the insurance cover and handling claims under the policy in place of RSA, which will no longer have any rights and obligations to you under the terms of each such policy. All references to RSA in the policies will thereafter be read as Allied World.

In addition, by agreeing to the transfer of the policy to Allied World, you also acknowledge and agree that all data, information and records (including all personal data of you, all policy insureds, beneficiaries and other interested persons, if any) pertaining to the policy as have been given by you or will be given by you or your representative to RSA for any application, or in the course of RSA administering your policy, will be transferred to and retained and used by Allied World in accordance with the terms on which such data, information and records are or will be collected by RSA as if the data user who collected the data was Allied World. This does not affect any consent previously given to the transfer, retention or use of personal data to or by third parties. In agreeing to the above, you also represent that you have authorisation from the policy insureds, beneficiaries and such other interested parties (if any) to give this acknowledgement and agreement on their behalf.

By applying for or renewing your policy, you agree to the transfer of your policy (including any personal data that you and / or your representative have supplied or will supply to RSA for the purpose of the policy) to Allied World. Please note that if you do not agree to the transfer, RSA will be unable to issue that policy to you.

After the transfer has occurred, RSA will not accept any policy or policy renewal applications for insurance policies. However, if you submit your application to RSA before the transfer and the relevant policy is issued or renewed (as the case may be) after the transfer has occurred, your application will be deemed to be made to Allied World instead of RSA and all references to RSA in the application will be references to Allied World. Your insurance policy will be issued or renewed (as the case may be) by Allied World, and no further consent will be required from you.

By applying for or renewing your policy, you acknowledge that you have read and agree to the above and fully understand its effect on your policy.